Affiliations/Disclosures

As of November 1, 2011 Bryan Binkholder DBA The Financial Coach ceased to be licensed in the financial field as a Registered Investment Advisor (The Financial Coach) due to his withdrawal of affiliation and withdrawal of licensing with the State of Missouri. Although Bryan still maintains a Series 65 Investment Advisor license he is not affiliated or registered with a firm.  Any discussions of investments, finances and etc are made on an educational basis only and as part of his authorship and radio show.    Any mentions of being licensed in videos, audio’s, blog posts or articles made previous to November 1, 2011 should be disregarded although all the facts of the information provided remain the same.

So now for the legal jargon since we live in a world of lawsuits and people after a free lunch along with out of control regulations!
While The Financial Coach, LLC and Bryan Binkholder use their best efforts in preparing any material, they make no representations or warranties with respect to the accuracy or completeness of the contents of the site or materials.  The advice and strategies contained herein may not be suitable for your situation and are not intended as a solicitation or presonlized recommendation for investment advice, products or services especially since The Financial Coach, LLC and Bryan Binkholder are not ‘licensed’ securities representatives.  You should consult with a professional where appropriate.  Neither The Financial Coach, LLC or Bryan Binkholder as author, radio show host and creator of marketing messages shall be liable for any loss of profit or nay other commercial damages, including but not limited to special, incidental, consequential or other damages.

The Financial Coach Show website and radio program are dedicated to education and enlightenment on financial topics.  All of the information contained is of a general purpose and all visitors should seek competent help (Notice the word competent so that eliminates any advice from a brokerage firm do to their inherit conflict of interest).  The Financial Coach, Bryan Binkholder www.thefinancialcoach.com & sidekick Jim Winkelmann of Blue Ocean Portfolios www.blueoceanportfolios.com (an SEC Registered Investment Advisory Firm) take no responsibility for dumb things people do in their lives or the way the industry takes advantage of people through greed and fear (see also Enron, World Com, the crash of the stock market etc).   For those investors who do not take the time to educate themselves and protect themselves from unscrupulous insurance agents and financial advisors/salespeople, we apologize that the industry works in such a fashion and suggest that you adhere to the saying …”First time shame on you, second time shame on me.”

Blue Ocean Portfolios is the marquis sponsor of  the Financial Coach Show and no other relationship exists except of that as a sponsor of the show.  Bryan does have money invested with Blue Ocean Portfolios and uses their services but is charged like any other investor.  Bryan does not receive compensation from Blue Ocean for solicitation of clients or referrals.  Blue Ocean Portfolios funds all internet and radio programming and when individuals request our free material they should understand that the information belongs to The Financial Coach and Blue Ocean Portfolios.  As such, a Blue Ocean Portfolios representative will follow up and answer any questions an individual may have with their investing program.  Neither party sells individual information to any other entity or individual.

Other sponsors also help fund the radio show and educational materials and can be found under the Bryan Recommends tab of the site.  Sponsors include legal providers, mortgage providers, real estate providers and host of other sponsors that assist listeners of the show and that Bryan personally has used and recommends.

The Financial Coach Show and The Financial Coach, Bryan Binkholder will occasionally discuss topics dealing with real estate and investment in rental properties.  In cases in which these items are discussed, consumers will be alerted that Bryan Binkholder has a financial interest in Midwest Redevelopment, LLC –an investment property company and Mark Twain Properties, LLC–an investment property lender that manages loans for a variety of companies, and Lending Alternatives, LLC  Lending Alternatives II, LLC   and Gateway Mortgage, LLC  who lend money to real estate rehabbers for short term, hard money loans.  If any individual is recommended to such company, it is disclosed that Bryan Binkholder has ownership interest in such transactions and receives financial gain from such transactions.

The Financial Coach, Bryan Binkholder, is a speaker at many events and forums dealing with financial matters, real estate, motivation, business development, and Christian principles.  His fee structure varies depending on his attitude for the day, how far he has to travel, if the weather is cold or hot and if a beach is close.  Please consult with the staff for all speaking topics and special topics are available.  Further information about The Financial Coach speaking to your group can be found on www.TheFinancialCoach.com/speaking

The Financial Coach is also compensated by sponsors for sponsorship only.  It should be noted that everyone The Financial Coach endorses has done work with Bryan and/or Bryan currently uses their services.  Internet Only sponsors, such as US Legal Forms and DentalPlans.com  (where it is indicated) compensate us for web traffic and sales as ‘affiliate compensation.’

Lastly, Bryan Binkholder  The Financial Coach and The Financial Coach LLC are certified John Maxwell instructors and trainers.   The Financial Coach is compensated by companies to handle corporate training, leadership training and sales training.  The Financial Coach also works with individuals and businesses to assist with marketing and messaging.  His fees for such services are based on time commitments, length of desired assistance and scope of work.