The Financial Coach Show » Diversification

Lost Decade of Stocks? Is The Market Different Now? The Truth of The Last Ten Years

Bryan Binkholder — Sat, 19 Nov 2011 17:23:39 +0000

The Financial Coach, Bryan Binkholder examines the common held, popular notion that the stock market has yielded flat to negative returns for the last ten years after substantial drops in 2000 to 2002 and then again in 2008. Could these ‘talking points’ of insurance & bond salesmen and misguided members of the press actually be paralyzing our future and our view of markets? Examine the facts and great information The Financial Coach shares from William J. Bernstein’s book ‘The Investor’s Manifesto.’

The Corruption of Index Funds & ETF’s: Lesson 101 How the Industry Pollutes!

Bryan Binkholder — Tue, 05 Apr 2011 15:15:32 +0000

The Financial Coach reveals in this coaching session how just like the mutual funds industry (which began as a good thing) has become polluted and corrupt, the industry (financial salespeople and firms) are now moving to corrupt index fund investing and Exchange Traded Fund investing (Passive Approaches to investing) by taking the truth and mixing it with ‘deception’ and half-truths.

Add in your comment and share your view. Is The Financial Coach right on or is he off the reservation?

Middle East Crisis & Market Volatility

Bryan Binkholder — Fri, 11 Mar 2011 00:57:55 +0000

The Financial Coach discusses and explains why we don’t know what the future will be or what will ever happen. All we can know is that things probably won’t ever be the same tomorrow as it is today! As an investor you must TRULY DIVERSIFY (not the kind of diversification that the brokerage firms teach!) and realize different parts of the market behave differently at all times. As of of this posting, the SP 500 is down nearly 3% the last couple of days while commodities and US Treasuries have surged. If you’re using some of the big firms learn the truth before your portfolio takes another beating!

Expectations & Emotions: Investors Biggest Dangers

Bryan Binkholder — Wed, 10 Mar 2010 23:40:56 +0000

Most investors are their worst enemies when it comes to investing along with the corrupt marketing system of selling investments that we call Wall Street & brokerage firms (and their minions: Financial Salespeople). Not understanding our risks in an investment strategy, falling prey to clever marketing and ‘Past Performance’ along with emotions that sidetrack us spell one thing and one thing only: loss and emotional pain.

Before you invest, DO NOT fall prey to investment ‘hype’ such as past performance or a fund managers ‘skill’. Instead, first know what you want to achieve and then use investment strategies and a policy statement that guides your investing in good times and bad. Keep costs low, rebalance and stay focused to achieve success.

Common Investing Mistakes

Bryan Binkholder — Tue, 22 Dec 2009 20:20:20 +0000

(click on title to watch the video)

As the new year approaches and stock picks galore are posted on websites, magazines and television shows, remember the basics of investing. This video will also help us learn why so many investors and professionals receive abysmal returns and always seem to be making the wrong moves.

Active Management (Mutual Funds/Brokers) Vs Passive Management (Asset Classes and Index Funds)

Bryan Binkholder — Tue, 10 Nov 2009 03:40:46 +0000

The argument has raged for years that mutual funds and brokers can deliver better returns by their ‘knowledge’ concerning the market. While many investors fall prey to this misinformation, the truth has slowly gotten out and investors are learning. While managed funds still prey upon the ‘greedy’ with the idea that they can pick winners, facts show that you are more likely to be a ‘loser’ and achieve below market returns as a result. Study the journals and documentation and then make the decision. Trying to pick winners or use mutual funds and brokers that peddle this garbage are setting you up for failure. Stock picking, market timing and most importantly, track record investing (looking at past performance), is absolutely no way to invest.

The Great Debate: Active Vs. Passive

Determinants of Portfolio Performance: Is it really manager skill?

Random Walk Down Wallstreet

History of Market Efficiency

Modern Portfolio Theory: Textbook Edition

Asset Allocation 101: Part 1

Bryan Binkholder — Tue, 10 Nov 2009 02:35:08 +0000

(click on title to view video)

Asset Class History Chart

Asset Allocation is a widely used term by the brokerage industry and salespeople but most have no clue what it really means and most investors have no idea what asset allocation is all about. View the video and PDF file to see how asset classes rotate and change with no rhyme or reason. So what can we learn? Understand the risk that each asset class carries along with its rewards and build your portfolio to match your expectations and risk capacity.