Financial Coach Code of Ethics Pledge

Due to the recent news that Brokerage Firms have persuaded Congress to continue to allow their reps to act in their best interest and not clients, The Financial Coach and Blue Ocean Portfolios wants investors who listen or deal with our firm to know that we will always abide by the following rules. Before you do business with anyone, make sure they sign the same pledge or don’t do business with them!

1) I will always put the client’s best interest first — ahead of my own and that of my firm and its employees. As defined by federal law, I will act as a fiduciary.

2) When selecting investments, I will act as the client’s agent, seeking the best investments at the best prices at all times.

3) While neither I nor anyone can promise superior investment returns, I will provide impartial advice and act with skill, care, diligence and good judgment.

4) I will provide full and fair disclosure of all important facts, including my compensation from the providers of the products and services I offer, as well as all fees I pay to others on your behalf.

5) I will fully disclose and fairly manage, in the client’s favor, unavoidable conflicts.